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Diamonds may be forever, but diamond appraisals are decidedly not. There’s a time limit for appraisals of all jewelry containing precious gems and metals.
An appraisal is a professionally performed description and valuation of property. The value stated on the appraisal is the opinion of the appraiser based on her research and experience. Appraisals are done for many reasons ranging from a need to determine fair market value for estate planning to more commonly, replacement value for insurance purposes.
How often do I need to update an appraisal?
Many appraisers suggest updating an appraisal every two to three years, but ask the appraiser for their recommendation. If the appraisal will be used for insurance purposes, it is best to contact your insurance company and ask if they have any requirements regarding updates. When updating an appraisal, the appraiser will reexamine the piece and document its current condition and may change in the value conclusion based on current market conditions.
If your jewelry is ever lost, stolen or damaged, having a current appraisal will prove time and money well spent.
Interested in obtaining an updated appraisal for your jewelry? Simply complete and submit the form below, and our appraisal expert will contact you shortly. Please have a copy of your most recent jewelry appraisal available.
Once you have submitted your appraisal request, one of our appraisal experts will contact you to discuss your request and provide any additional assitance. Please have a copy of your most recent jewelry appraisal available.
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